

Nadlan Capital Group - الولايات المتحدة الأمريكية لتمويل العقارات للأجانب والمقيمين
في هذه المجموعة سنجيب على أية أسئلة قد تكون لديكم فيما يتعلق بالتمويل العقاري في الولايات المتحدة الأمريكية... عرض المزيد
روي من القرض 1350 يسأل عما إذا كان بإمكانه الحصول على أسعار أقل من 6
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روي من القرض 1350 يسأل عما إذا كان بإمكانه الحصول على أسعار أقل من 6
So Roy, a returned borrower, closed with us a rate of 5.61 in October
This was our response with the attched images
This time he got 75% and a rate of 6.5%
Hi Roy, you can see where we been on your last loan and where ae are now
About 0.7-0.8 gap up, even after the rates went down. You can see that 2 weeks ago rates been much higher
We didnt see any rates below 6 ever since we closed your loan which was the perfect timing right at the bottom. Since then, since trump tariffs announced, there are inflationary pressured so lenders have raised their margins.
Other than that, this lender also bought the rate down for you by 4 points and included that in their pricing – this si why you can see that buying down the rate is not available. Our auction team will check if rates went down for this lender – it depends if he relates his rates on the treasury or on another source
You can see the attched treasuries as of March 12, 2025 and the offer he got back in Feb 2025
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